- Paperback: 224 pages
- Publisher: FT Press; Second edition (February 4, 2007)
- Language: English
- ISBN-10: 0132254581
Your credit score. Itâ€™s just three numbers. But it dictates whether youâ€™ll get credit, and what youâ€™ll pay. Insurers use it to set premiums. Landlords use it to make renting decisions. You need to understand it. In Your Credit Score, Second Edition, MSN Money personal finance journalist Liz Pulliam Weston gives you up-to-the-minute answers you can trustâ€”and a proven action plan for building your credit, fixing it, and maintaining it, starting today!
Weston has updated this national bestseller with extensive new information, including an inside look at the new VantageScore credit scoring system, â€œFast Fixesâ€ that actually work, and powerful tips for first-time borrowers.
Youâ€™ll discover how your scores are affected by everything from applying for loans to closing accounts…how to cope with a credit crisis, and bounce back from bad credit or bankruptcy…how credit counseling really affects your score…why paying old debts can actually damage your score…how to reduce your exposure to identity theft, and much more!
About the Author xix
Chapter 1: Why Your Credit Score Matters 1
Chapter 2: How Credit Scoring Works 13
Chapter 3: VantageScoreâ€“A Revolution or Just More of the Same? 29
Chapter 4: Improving Your Scoreâ€“The Right Way 37
Chapter 5: Credit Scoring Myths 57
Chapter 6: Coping with a Credit Crisis 69
Chapter 7: Rebuilding Your Score After a Credit Disaster 89
Chapter 8: Identity Theft and Your Credit 111
Chapter 9: Emergency! Fixing Your Credit Score Fast 139
Chapter 10: Insurance and Your Credit Score 147
Chapter 11: Keeping Your Score Healthy 163